Ask Steve 24-7 Custom Mortgage Planning …For Life!

Got mortgage-related questions?
Ask them here — 24/7.

I help buyers win homes and homeowners optimize their mortgage to fit changing needs and goals. Let’s start building your strategy today.

Get Pre-Approved Schedule a Strategy Call Homebuyer Survey Adopt My Loan (M3) Example Purchase Dashboard Example Refi / M3 Dashboard Listing Lender Program HELOC — Apply / Consult
Steve Combs
Steve Combs
Registered to lend in 46 states + DC (excludes NY, VT, NH, RI, CT)
Prefer a quick overview first? Say “What does success look like for me?” or just ask anything — Steve247 will guide you and suggest next steps.

Homebuyer’s Edge System

Underwriting-ready approval (credit / income / assets) + strategic offer support to help you win the home you want. Ask Steve247 for details.

Modern Mortgage Management (M3)

Ongoing mortgage planning for homeowners — optimize, monitor, and adapt over time. Start with the Adopt My Loan survey.

Need a Refi Gameplan?

Lower payment, shorten term, remove PMI, or explore cash-out if it fits your goals. Ask Steve247 to compare scenarios with your current loan.

See what others have to say…

“Best lender I’ve worked with. Detailed from offer to closing and kept me up to speed.”
Adam T.
“Bought from out of state — working with Steve was the easiest part. Smooth and straightforward.”
Ashley E.
“Highly communicative and helpful for first-time buyers. Fantastic experience!”
Kayla T.
“They actually care about you as a person. The process was flawless and simple.”
Lee B.
“He walked through 10/20/30-year options and showed the impact of extra principal payments.”
Jan J.
“Very patient and explained our options well — helped make our dream come true.”
Nancy L.